Payment Policy

Payment Policy

This Payment Policy governs the terms of payment for all products, services, and programs offered by MMEtime, owned and operated by Leticia Crampton. By purchasing from MMEtime, you agree to the terms outlined in this policy.

1. Payment Currency

All payments for MMEtime products, services, and programs are to be made in United States Dollars (USD). If your financial institution operates in a different currency, you are responsible for any conversion fees or charges imposed by your bank or payment provider.

2. Payment Methods

We accept the following payment methods:

- Major credit and debit cards (Visa, Mastercard, American Express, etc.)

- PayPal

- Other digital payment services as specified at checkout

Payment must be completed in full at the time of purchase unless otherwise stated for specific programs or services with payment plans.

3. Recurring Payments (Subscriptions)

If you enroll in a subscription service:

- Your payment method will be charged automatically at the beginning of each billing cycle, as specified at the time of subscription.

- It is your responsibility to ensure that your payment details are up-to-date to avoid disruption in service.

- You may cancel your subscription at any time, but refunds for unused portions of the subscription are not provided unless required by law.

4. Refunds and Cancellations

- Refunds will only be offered under extraordinary circumstances at the sole discretion of MMEtime. Refund requests must be submitted in writing to [email protected] within 7 days of purchase.

- If a service is unavailable for reasons attributable to MMEtime, a prorated refund may be issued for the period of unavailability.

- Refunds will not be provided for unused services, digital downloads, or missed appointments unless otherwise stated.

5. Late or Failed Payments

If a payment fails:

- Access to the purchased product or service will be suspended until the payment issue is resolved.

- MMEtime reserves the right to charge late fees or pursue other remedies allowed by law for unpaid amounts.

6. Pricing

All prices listed on the MMEtime website or communicated via other channels are in USD and are subject to change without notice. Promotional prices or discounts are only valid for the specified time period.

7. Taxes and Fees

You are responsible for any applicable taxes, duties, or additional fees associated with your purchase. MMEtime will calculate and disclose any such charges at the point of sale if applicable.

8. Dispute Resolution

In the event of a payment-related dispute, please contact us immediately at [email protected]. We will make every reasonable effort to resolve the issue in good faith. If a resolution cannot be reached, the matter will be addressed according to the governing laws of New Zealand.

9. Contact Information

For any questions or concerns regarding this Payment Policy, please contact:

Leticia Crampton

Email: [email protected]